Trident Roofing: Filing a Homeowner Insurance Claim for your Roof

Making an insurance claim for your roof is very important. First and foremost you pay for insurance to insure when a problem arises. Your monthly payments are made just for when you have a serious problem requiring help and expensive repairs to your roof. When a roof is damaged extensively it needs thousands of dollars to repair it. This is where an insurance company comes in to help. Having insurance will allow for damages to be fixed properly by a professional roofing contractor without delay.

Trident Roofing has the following steps when making a homeowner insurance claim for your roof.

1. Secure your property. Insurance companies also cover temporary repairs to prevent from further loss or damage to your property. According to Trident Roofing.com a typical temporary roof repair should not exceed $300.

2. Call your insurance agent regarding the damage and let them determine the extent of the damage.

3. Select a roof contractor to do the repair, a contractor that is familiar with insurance claim deposits.

4. Have your insurance company and your contractor meet. According to Trident Roofing.com this will insure that all damages and your needs are met at an agreeable price to both parties.

5. After you and your contractor have agreed on the scope and terms of insurance claim, you should schedule the work to start immediately.

6. The next step is to accept the material delivery. Double check the materials delivered, make sure that they are the right color, size and material. If there are any discrepancies, report it immediately to your contractor. According to Trident Roofing.com this is the time where you pay the first check which would not exceed more than half of the total amount of the contract.

7. Once the project is done and you are a 100% satisfied, you are expected to pay the balance of your first proceeds minus the deductible.

8. After the job is finished you can now file the betterment claim. Upon the receipt of the invoice showing that job has been completed and you have spent the first proceeds, you can file for the depreciation amount.

9. Before making the final payment be sure that you have all the pertinent documents like the warranty papers and waiver of lien affidavits. According to Trident Roofing.com this will limit your liabilities and keep you in control.

10. Lastly, you should secure all documents. Trident Roofing states that you should keep all your documents safe and treat it as any warranty information.

The process of making an insurance claim is now complete. You can now enjoy a good night’s sleep under a roof that will keep you safe and warm.